ASSUMABLE 4.75 VA LOAN AVAILABLE! Qualified buyers may have the opportunity to assume the seller's exceptionally low-interest mortgage, creating a rare chance to enjoy significantly lower monthly payments compared to many current market financing options. Welcome to this beautifully maintained Lennar Vale floorplan townhome located in the rapidly growing area of Zephyrhills, FL! Nestled within a gated community, this 3-bedroom, 2.5-bath home offers the perfect combination of comfort, security, and convenience. Step inside to an open-concept layout featuring a spacious kitchen overlooking the dining and living areas - perfect for entertaining or everyday living. Upstairs, you'll find a versatile loft space ideal for a cozy office, den, playroom, or second living area. Enjoy peaceful tree-lined views from your screened-in patio with direct access to the community walking trail located right behind the property - perfect for morning walks, pets, or simply enjoying the outdoors. This home is loaded with upgrades, including a full interior and exterior security system for added peace of mind, a water softener, reverse osmosis water system providing cleaner, better-tasting water, an electric vehicle charging station, and solar panels that help provide long-term energy savings and lower monthly utility costs - a huge bonus for modern living. Residents enjoy a quiet and safe neighborhood with HOA-maintained lawn care, internet and resort-style amenities including a community pool, park, and walking trails. Perfect for first-time buyers, growing families, or anyone looking for low-maintenance living in a thriving location. Don't miss your chance to own this move-in-ready home in one of Zephyrhills' most desirable communities!